Basic Guidelines
Every week, roll on the Running a Business table -
Make this roll regardless of whether PCs are
spending their downtime running the business or not.
In case one of the PCs is unavailable, it is assumed one of
the NPCs is running the business.
Absent other factors, The DM determines how trustworthy the
NPC is, so PCs are advised to hire NPCs they already trust
to run their business for them to avoid embezzlement.
If PCs spend a week of downtime running the business, add a +10 bonus on the roll that week
If PCs only spend a few days running the business during the week, add a +1% bonus for every day spent running the business (so it’s much more efficient to dedicate an entire week).
In case the roll is low and PCs are required to pay upkeep but elect not to do so, subsequent rolls take a -10 penalty until the debt is payed.
This effect is cumulative, So if PCs fail to pay the upkeep two times, subtract a -20 from the roll, and so on.
A PC may elect to leave funds behind to pay their debts if the business loses money while they are away; again if the NPC managing the business is not trustworthy, The DM may determine that they abscond with the money
(tracking down an unscrupulous NPC could be an adventure in itself!).
Special Circumstance
You may grant other temporary or permanent bonuses or penalties to these rolls as makes sense for the story
Running a Business
| d100+ Days | Result |
|---|---|
| 01-20 | You must pay one and a half times the business's maintenance cost for each of the days. |
| 21-30 | You must pay the business's full maintenance cost for each of the days. |
| 31-40 | You must pay half the business's maintenance cost for each of the days. Profits cover the other half. |
| 41-60 | The business covers its own maintenance cost for each of the days. |
| 61-80 | The business covers its own maintenance cost for each of the days. It earns a profit of ld6 x 5 GP. |
| 81-90 | The business covers its own maintenance cost for each of the days. It earns a profit of 2d8 x 5 GP. |
| 91 or higher | The business covers its own maintenance cost for higher each of the days. It earns a profit of 3dl0 x 5 GP. |
Costs and Upkeep
A character may pay for and prepare the property to run a business at a cost and time detailed on the Business Opportunities table. The size of the property is chosen by the character if that size of property is available for purchase. Paying for and preparing an extension costs as detailed on the Business Opportunity table subtracted by the construction cost of the business thus far.
| Property | Maintenance cost per week |
Cost (GP) |
Time (Days) |
|---|---|---|---|
| Farm, Market Stand | 25 sp | 160 | 15 |
| Large Farm, Large Market Stand | 5 gp | 400 | 20 |
| Massive Farm, Small Shop, Tiny Stage, Tiny Inn |
10 gp | 800 | 25 |
| Shop, Stage, Inn | 20 gp | 2,000 | 35 |
| Large Shop, Large Stage |
80 gp | 4,000 | 50 |
| Massive Shop, Massive Stage, Massive Inn |
80 gp | 8,000 | 80 |